Insurance of new and second-hand cars

When the person makes the decision on car purchase, before it frequently there is a dilemma: to buy the new car or second-hand? And it is a lot of "versions" of second-hand cars. There are cars in an excellent technical condition, is slightly beaten and simply beaten, and also being on preservation within several years. In each specific case purchases of the new car or second-hand exist the pluses and the minuses, and also some "reefs". As to new cars which are on sale in motor shows, here pluses the following. First, a guarantee of legal cleanliness. The given parametre is very important at car purchase. The motor show, as a rule, acts as the guarantor of absence at the car of the criminal past. Besides, here there is a possibility to choose a desirable complete set, colour, up to an interior upholstery. Also the car will have a guarantee which, however, operates only at regular passage of paid maintenance operation. Cost of this service for, say, three-year operation will make the sum quite comparable to cost of average car repairs at breakage. But it after all can and not happen! There is also one more essential moment - buying absolutely new car you automatically lose about 15-20 % of its cost. As soon as you have left for motor show walls, your car becomes "second-hand" and practically he cannot be sold for the money paid in a motor show. At purchase of the new car there is a possibility to buy it on tick on more favourable conditions, than what are offered for second-hand cars. Besides, the car bought on tick is necessary for insuring, and tariffs for insurance of new cars more sparing, rather than quotations on insurance protection of second-hand cars. It is necessary to remember that often enough the bank lays down a condition - to insure the credit car in the concrete insurance company, thus it at all does not mean that at insured event the bank itself will co-operate with the insurer - i.e. the borrower should receive independently money at the insurance company. Accordingly, if to you suggest to be insured in the company which are not inspiring trust is better to find that bank which co-operates with the known and well proved insurer. Well was recommended on autocrediting Niva by such companies as "Kapital Insurance", Ingosstrah, Alpha insurance, "МРСС" etc. Dear second-hand cars Those people who get such cars like to sound the following postulate: it is better to go in the first class from "the second hands", than in the second class from "first". Really, in it there is a big share of true, as such second-hand cars as, for example, Lexus LS 430 are initially supplied by almost all possible options and the exhaustive list of the additional equipment. Подстать to it there is also a level of passive and active safety. Thus the price such 4-5-летней cars is comparable with стоимост