Tuesday, February 24, 2009

Nuances of autoinsurance

Nuances of autoinsurance the policy Price автокаско will depend first of all on the sum in which the insurance company will estimate the car. The maximum sum which can be paid the automobile owner at insurance event (the insurance sum), should not exceed the valid cost of the car. If it is a question of the new car, for the insurance sum its price under the inquiry-account can be accepted. Second-hand cars are estimated by means of directories-catalogues or amortisation tariffs (proceeding from the price of the similar car in a new condition). The payment for insurance will depend also on mark of the car and term of its operation. Base tariffs under policies of assurance автокаско for new cars - 7-11 %. Cost of the concrete policy is defined by features of the car (an engine power, mark, model, year of manufacture), and also age and the driver's experience of the owner. If your car was insured on автокаско earlier, but the declared insurance events were not, the insurance company will lower the tariff on 5-10 %. After car visual inspection leaves the autoinsurance contract consists. On the policy there should be a signature of the insurer. Or it is the signature it is in advance put by the manager of the insurance company, on that to representatives, or the signature is put by the agent concluding with you the contract of insurance автокаско. Also you receive the receipt of form А-7 confirming reception of the insurance award (a payment for insurance) if you the physical person and pay in cash. On the receipt there should be a signature of the person who has directly accepted at you money. This person should have the power of attorney on reception of cash money resources. If you conclude the insurance contract through the insurance broker also you should receive the cash register check.

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